Series Seed · SAFE open · Cap $8M

The WhatsApp-native
operator for LATAM's
40M+ microentrepreneurs.

Zymplo is the first AI assistant that lives inside WhatsApp · zero install · zero training · multi-país from day 1. 14 countries · 4 plans · path to $1B Y4.

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$170K+$150K
SAFE Notes · open · cap $8M USD
14
Countries live from day 1 · LATAM + ES + US
40M+
MEIs + autónomos + monotributistas TAM
Trusted infrastructure · validated stack
Stripe Atlas Delivered· DUNS 145007664 Active· USPTO Trademark Filed· WhatsApp Cloud API LIVE· 14 Countries Multi-Tenant· 114 Inmutable Rules Locked· 170 AI Agents 24/7· 3 Corporate Entities (US · BR · PY)· Stripe Atlas Delivered· DUNS 145007664 Active· USPTO Trademark Filed· WhatsApp Cloud API LIVE· 14 Countries Multi-Tenant· 114 Inmutable Rules Locked
Why now

Microentrepreneurs are the
biggest underserved buyer in LATAM.

15M MEIs in Brazil. 2.4M monotributistas in Argentina. 1M+ RIRE in Paraguay. 4.5M autónomos in Spain. Total addressable: 40M+ small-business workers who use WhatsApp every hour but never adopted a CRM. Existing tools (Stone, ContaAzul, Vambe) all require app downloads, training, signup forms. Zymplo doesn't.

$80B+
Annual revenue captured by LATAM MEIs
95%
Smartphone penetration BR/MX/AR
99%
WhatsApp adoption among LATAM SMBs
3%
Currently using a CRM (massive gap)
Product

5 magic-link activations.
Each ≤30 seconds. Zero forms.

Inmutable Rule #94 (ACTIVATION-FLOW-MAGIC-LINK): every premium upgrade or external connection happens in ≤3 taps · ≤30s wall-clock · zero copy/paste · zero "register first." Bot proactively acknowledges within 5 seconds.

💎

Upgrade Plan

R$19 / R$39 / R$79 monthly · Stripe & Mercado Pago · Apple Pay or Pix native.

📸

Connect Instagram

Meta OAuth 1-tap · ingest IG DMs + Lead Ads as MEI clients automatically.

🏦

Connect Bank

Pluggy / Belvo auto Pix detection · receipts logged · cobranzas tracked.

✍️

Digital Contracts

DocuSeal self-host · ICP-Brasil · ZapSign multi-país fallback · $0/month.

📅

Reminders Proactive

NLP intent detection · zero links · save_reminder tool · dispatcher 1-min cron.

Validation · MiroFish sims

96 simulations validated.
90.8% confidence brand voice.
95%+ confidence pricing.

Inmutable Rule #1 (MIROFISH-FIRST): no decision ships without ≥95% confidence from MiroFish AI-agent simulation. 1,000 IBGE-weighted MEI agents · 5 LLM models · adversarial 53-critic V24 framework.

96
Sims completed · 224+ JSON reports
▲ vs. competitor zero
90.8%
SIM-V24-B brand DEC-02 confidence
▲ 1,000 agents
170
AI agents · 10 fleets · 24/7/365
▲ zero-human ops
$0/mo
Forever-free tier · 18M MEIs gateway
▲ viral K-factor
Multi-país · day-1 cohort

14 countries.
3 corporate entities.
Zero migration cost.

Inmutable Rule #103 (MULTI-PAÍS-COMPLETO): every feature ships multi-país from day 1. Country-aware bot (R86) detects user nationality from phone prefix, injects local docs / currency / tax regime / slang. 14 country profiles canonical.

🇧🇷 Brasil · MEI · CNPJ 🇲🇽 México · RFC · RESICO 🇦🇷 Argentina · Monotributo 🇨🇴 Colombia · RST 🇨🇱 Chile · Pro PyME 🇵🇪 Perú · RUS 🇺🇾 Uruguay · MIDES 🇵🇾 Paraguay · RIRE 🇧🇴 Bolivia · RTS 🇪🇨 Ecuador · RIMPE 🇨🇷 Costa Rica · TS 🇪🇸 España · RETA 🇺🇸 USA · Sole Prop 🇵🇹 Portugal · 2026

Corporate structure

USA · holdingZymplo Inc.
EIN 30-1486305
Brazil · subsidiáriaZymplo Brasil LTDA
CNPJ 66.667.634/0001-00
Paraguay · operativaZymplo S.A.
RUC 80170149-0
D&B identifierDUNS 145007664
Active 2026-05
Path to $1B

Year-by-year compounding.
Blended ARPU R$15.60 · 1M paid Y4.

Y1 · 2026
10K MEIs
BR + PY
Mobile + web + bot live · CONTIQ removed · 4 plans (free / R$19 / R$39 / R$79) · all 14 country profiles ready.
Y2 · 2027
100K MEIs
+MX +AR
Mercado Pago LATAM live · WhatsApp Business multi-tenant launch · viral K-factor ≥1.0 target.
Y3 · 2028
400K MEIs
+CO +CL +PE
Pluggy/Belvo production · DAS NFS-e auto-emission BR · cross-border invoice templates.
Y4 · 2029
1M MEIs
$1B valuation
ARPU R$15.60 blended · ARR R$190M · 14 countries scaled · Series B prep · M&A optionality.
Team

Founders + AI fleet.
50× output vs. traditional teams.

2 human founders (CEO + COO) operating with 170 always-on AI agents that build code, run sims, generate content, audit compliance, and ship features 24/7/365. Inmutable Rule #12 (MODELO-OPERATIVO).

Carlos Rejala
CEO · Founder

15+ years building products in LATAM. CEO of operations. Owns commercial · marketing · fundraising · press. Paraguayan founder operating Stripe Atlas Delaware structure.

José Carlos Rolón
COO · DPO · Legal Signer

Co-founder · operations · LGPD compliance · DPO Brazil · creator of Walrus ERP precursor. Owns regulatory · CNPJ BR · partnerships strategic.

Cowork AI · 170 agents
Full-Stack 24/7

Always-on AI fleet. 10 sub-fleets (engineering · viral · marketing · sales · CS · data · revenue · talent · infra · research). Writes 100% code · runs 100% sims · zero human bottleneck.

SAFE terms

Open round.
Series Seed · Stripe Atlas Delaware.

Round size
$170K + $150K USD
Valuation cap
$8M USD
Discount
20% MFN
Instrument
YC SAFE · post-money
Use of funds
Mobile · ads BR/PY · API costs
Runway
18 months
Next milestone
10K MEIs paid Y1
Geo first
BR + PY · LATAM Y2
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